REV
Charter #9986 · CHARLESTON, SC · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.93% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.71% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 87.30% sits at the 85th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 15th percentile but its structural peers at the 56th — a 41-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | REV | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.21B | 15th pct | 56th pct |
| Members | 66,276 | 14th pct | 52th pct |
| Net worth ratio | 13.93% | 89th pct | 90th pct |
| Return on average assets | 0.49% | 29th pct | 28th pct |
| Net interest margin | 3.71% | 74th pct | 79th pct |
| Cost of funds | 1.70% | 46th pct | 43th pct |
| Loan-to-share | 102.84% | 94th pct | 82th pct |
| Delinquency 60+ days | 0.61% | 48th pct | 61th pct |
| Net charge-off ratio | 0.36% | 30th pct | 64th pct |
| Loan growth YoY | 5.31% | 84th pct | 80th pct |
| Share growth YoY | 4.28% | 55th pct | 54th pct |
| Efficiency ratio | 87.30% | 94th pct | 85th pct |
structural peer set hash: 6165bfc06ba4db9c438ccf684e54c9fb… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.