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Charter #9622 · Upper Darby, PA · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 20.41% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.74% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.05% sits at the 95th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.37% sits at the 93rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 2.33% sits at the 95th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FORGE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $55.02M | 13th pct | 31th pct |
| Members | 4,082 | 30th pct | 46th pct |
| Net worth ratio | 20.41% | 91th pct | 85th pct |
| Return on average assets | 1.74% | 91th pct | 90th pct |
| Net interest margin | 3.93% | 63th pct | 74th pct |
| Cost of funds | 2.05% | 93th pct | 95th pct |
| Loan-to-share | 53.72% | 38th pct | 48th pct |
| Delinquency 60+ days | 2.37% | 96th pct | 93th pct |
| Net charge-off ratio | 2.33% | 98th pct | 95th pct |
| Loan growth YoY | -3.25% | 33th pct | 21th pct |
| Share growth YoY | 2.90% | 50th pct | 67th pct |
| Efficiency ratio | 62.18% | 13th pct | 10th pct |
structural peer set hash: 8a6838479b9692dc71fa93e5824c0c8f… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.