CLEARPATH
Charter #9556 · Burbank, CA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.62% sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of -0.64% sits at the 2nd percentile of structural peers — worth a closer look.
- Net interest margin of 2.75% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 2.76% sits at the 98th percentile of structural peers — worth a closer look.
- Efficiency ratio of 109.69% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CLEARPATH | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $224.39M | 58th pct | 46th pct |
| Members | 10,929 | 37th pct | 36th pct |
| Net worth ratio | 8.62% | 9th pct | 15th pct |
| Return on average assets | -0.64% | 2th pct | 2th pct |
| Net interest margin | 2.75% | 7th pct | 5th pct |
| Cost of funds | 2.76% | 98th pct | 98th pct |
| Loan-to-share | 91.45% | 91th pct | 62th pct |
| Delinquency 60+ days | 0.35% | 26th pct | 26th pct |
| Net charge-off ratio | 0.36% | 50th pct | 57th pct |
| Loan growth YoY | 8.24% | 96th pct | 93th pct |
| Share growth YoY | 2.39% | 33th pct | 34th pct |
| Efficiency ratio | 109.69% | 99th pct | 98th pct |
structural peer set hash: 4d11ece24b24c6b16e49696c50375f1c… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.