IBEW & UNITED WORKERS
Charter #9483 · PORTLAND, OR · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.24% sits at the 18th percentile of structural peers — worth a closer look.
- Net interest margin of 4.54% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.38% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.25% sits at the 84th percentile of structural peers — worth a closer look.
- Efficiency ratio of 90.97% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IBEW & UNITED WORKERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $111.16M | 8th pct | 38th pct |
| Members | 14,304 | 56th pct | 69th pct |
| Net worth ratio | 11.62% | 52th pct | 46th pct |
| Return on average assets | 0.24% | 19th pct | 18th pct |
| Net interest margin | 4.54% | 90th pct | 89th pct |
| Cost of funds | 0.38% | 15th pct | 11th pct |
| Loan-to-share | 74.07% | 54th pct | 56th pct |
| Delinquency 60+ days | 1.25% | 85th pct | 84th pct |
| Net charge-off ratio | 0.33% | 47th pct | 41th pct |
| Loan growth YoY | -1.04% | 35th pct | 44th pct |
| Share growth YoY | -2.24% | 3th pct | 5th pct |
| Efficiency ratio | 90.97% | 87th pct | 85th pct |
structural peer set hash: b1642d1aad36bc4b859c306c039f3544… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.