KATAHDIN
Charter #9348 · Millinocket, ME · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 16.57% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.33% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- On Share growth YoY, the asset-size band puts this credit union at the 41st percentile but its structural peers at the 57th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KATAHDIN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $109.73M | 7th pct | 21th pct |
| Members | 7,856 | 17th pct | 33th pct |
| Net worth ratio | 16.57% | 91th pct | 85th pct |
| Return on average assets | 1.23% | 80th pct | 74th pct |
| Net interest margin | 4.33% | 85th pct | 80th pct |
| Cost of funds | 1.21% | 49th pct | 61th pct |
| Loan-to-share | 77.55% | 62th pct | 62th pct |
| Delinquency 60+ days | 0.77% | 63th pct | 70th pct |
| Net charge-off ratio | 0.28% | 42th pct | 54th pct |
| Loan growth YoY | -1.19% | 34th pct | 38th pct |
| Share growth YoY | 2.86% | 41th pct | 57th pct |
| Efficiency ratio | 75.47% | 39th pct | 51th pct |
structural peer set hash: 000db2dba75040b56666ac6795e4c87a… (reproducible)
Closest structural peers
This is the free public view
Claim KATAHDIN
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.