ROSWELL COMMUNITY
Charter #9093 · Roswell, NM · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 3,550 sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of 2.73% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 1.90% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -0.09% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 46.67% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ROSWELL COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $50.36M | 1th pct | 25th pct |
| Members | 3,550 | 19th pct | 23th pct |
| Net worth ratio | 16.18% | 77th pct | 74th pct |
| Return on average assets | 2.73% | 100th pct | 98th pct |
| Net interest margin | 4.31% | 83th pct | 46th pct |
| Cost of funds | 1.90% | 90th pct | 97th pct |
| Loan-to-share | 87.32% | 93th pct | 80th pct |
| Delinquency 60+ days | 0.53% | 44th pct | 46th pct |
| Net charge-off ratio | -0.09% | 5th pct | 5th pct |
| Loan growth YoY | -3.48% | 31th pct | 25th pct |
| Share growth YoY | 0.75% | 25th pct | 28th pct |
| Efficiency ratio | 46.67% | 2th pct | 0th pct |
structural peer set hash: a22695e3d4b1818d6debba5329b3841f… (reproducible)
Closest structural peers
This is the free public view
Claim ROSWELL COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.