CLARK COUNTY
Charter #86752 · LAS VEGAS, NV · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.95% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.28% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.41% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.24% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 70.22% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CLARK COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.61B | 35th pct | 67th pct |
| Members | 60,753 | 10th pct | 34th pct |
| Net worth ratio | 11.37% | 63th pct | 59th pct |
| Return on average assets | 0.95% | 70th pct | 77th pct |
| Net interest margin | 3.28% | 46th pct | 31th pct |
| Cost of funds | 2.28% | 77th pct | 93th pct |
| Loan-to-share | 75.38% | 23th pct | 31th pct |
| Delinquency 60+ days | 0.41% | 27th pct | 23th pct |
| Net charge-off ratio | 0.24% | 17th pct | 18th pct |
| Loan growth YoY | 6.46% | 89th pct | 90th pct |
| Share growth YoY | 4.44% | 57th pct | 66th pct |
| Efficiency ratio | 70.22% | 41th pct | 16th pct |
structural peer set hash: 312a9fdaf77b3ced976d1cd235a58d4b… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.