ERIE FIREFIGHTERS
Charter #8625 · Erie, PA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 99th percentile but its structural peers at the 57th — a 41-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ERIE FIREFIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $9.81M | 99th pct | 57th pct |
| Members | 750 | 66th pct | 43th pct |
| Net worth ratio | 14.05% | 32th pct | 34th pct |
| Return on average assets | 0.89% | 68th pct | 74th pct |
| Net interest margin | 3.39% | 30th pct | 48th pct |
| Cost of funds | 0.50% | 50th pct | 41th pct |
| Loan-to-share | 30.81% | 20th pct | 23th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | -7.43% | 38th pct | 46th pct |
| Share growth YoY | -4.14% | 21th pct | 10th pct |
| Efficiency ratio | 75.04% | 31th pct | 38th pct |
structural peer set hash: a33b5cd20b8972dbd4b3e0d5f9b1d8ae… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.