SOARION
Charter #8169 · SAN ANTONIO, TX · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 58,938 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 6.49% sits at the 2nd percentile of structural peers — worth a closer look.
- Return on average assets of 1.61% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.83% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.81% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SOARION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $560.73M | 17th pct | 15th pct |
| Members | 58,938 | 86th pct | 77th pct |
| Net worth ratio | 6.49% | 1th pct | 2th pct |
| Return on average assets | 1.61% | 93th pct | 98th pct |
| Net interest margin | 3.83% | 74th pct | 87th pct |
| Cost of funds | 1.38% | 42th pct | 31th pct |
| Loan-to-share | 83.40% | 55th pct | 39th pct |
| Delinquency 60+ days | 1.07% | 81th pct | 69th pct |
| Net charge-off ratio | 0.81% | 79th pct | 89th pct |
| Loan growth YoY | 0.06% | 40th pct | 49th pct |
| Share growth YoY | -0.19% | 6th pct | 15th pct |
| Efficiency ratio | 91.51% | 94th pct | 87th pct |
structural peer set hash: 8649a0ce69a488d3456158959a264e0b… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.