U.S. EAGLE

Charter #808 · Albuquerque, NM · >$1B

Public 5300 data · as of 2026Q1

What the numbers say

  • Members of 98,947 ranks in the 79th percentile among structurally similar credit unions — a relative strength.
  • Net worth ratio of 8.11% sits at the 8th percentile of structural peers — worth a closer look.
  • Return on average assets of -0.91% sits at the 0th percentile of structural peers — worth a closer look.
  • Delinquency 60+ days of 6.63% sits at the 98th percentile of structural peers — worth a closer look.
  • Net charge-off ratio of 1.63% sits at the 98th percentile of structural peers — worth a closer look.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricU.S. EAGLEAsset-tier percentileStructural percentile
Total assets$1.48B30th pct72th pct
Members98,94741th pct79th pct
Net worth ratio8.11%4th pct8th pct
Return on average assets-0.91%0th pct0th pct
Net interest margin3.74%76th pct62th pct
Cost of funds1.28%29th pct33th pct
Loan-to-share78.57%29th pct39th pct
Delinquency 60+ days6.63%100th pct98th pct
Net charge-off ratio1.63%97th pct98th pct
Loan growth YoY0.78%37th pct35th pct
Share growth YoY2.43%22th pct22th pct
Efficiency ratio95.40%99th pct97th pct

structural peer set hash: e4fdb8f54783fa5c93938c90a58025db… (reproducible)

Closest structural peers

This is the free public view

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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.