REDSTONE
Charter #7544 · HUNTSVILLE, AL · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 548,367 ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 13.47% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.64% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.04% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | REDSTONE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.57B | 91th pct | 85th pct |
| Members | 548,367 | 95th pct | 92th pct |
| Net worth ratio | 13.47% | 86th pct | 77th pct |
| Return on average assets | 0.91% | 66th pct | 54th pct |
| Net interest margin | 3.64% | 70th pct | 80th pct |
| Cost of funds | 1.15% | 25th pct | 31th pct |
| Loan-to-share | 48.94% | 2th pct | 8th pct |
| Delinquency 60+ days | 0.66% | 53th pct | 59th pct |
| Net charge-off ratio | 1.04% | 85th pct | 80th pct |
| Loan growth YoY | 0.01% | 27th pct | 32th pct |
| Share growth YoY | 3.57% | 40th pct | 50th pct |
| Efficiency ratio | 70.30% | 41th pct | 54th pct |
structural peer set hash: 24250be923b0d294b65e0abed549d95a… (reproducible)
Closest structural peers
This is the free public view
Claim REDSTONE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.