CHEYENNE-LARAMIE COUNTY EMPLOYEES
Charter #7307 · Cheyenne, WY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.63% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 63.43% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 66th percentile but its structural peers at the 44th — a 21-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CHEYENNE-LARAMIE COUNTY EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $32.01M | 66th pct | 44th pct |
| Members | 1,875 | 41th pct | 28th pct |
| Net worth ratio | 14.98% | 60th pct | 62th pct |
| Return on average assets | 1.63% | 89th pct | 87th pct |
| Net interest margin | 3.68% | 42th pct | 56th pct |
| Cost of funds | 0.46% | 30th pct | 48th pct |
| Loan-to-share | 17.78% | 2th pct | 3th pct |
| Delinquency 60+ days | 0.71% | 56th pct | 62th pct |
| Net charge-off ratio | 0.19% | 55th pct | 45th pct |
| Loan growth YoY | 2.14% | 83th pct | 93th pct |
| Share growth YoY | 1.80% | 42th pct | 39th pct |
| Efficiency ratio | 63.43% | 15th pct | 13th pct |
structural peer set hash: 1ae3d22ba1c55ba16e2fb5b4b55815d1… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.