OK MEMBERS FIRST
Charter #7154 · TULSA, OK · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- On Net interest margin, the asset-size band puts this credit union at the 67th percentile but its structural peers at the 38th — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OK MEMBERS FIRST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $24.70M | 48th pct | 46th pct |
| Members | 3,287 | 81th pct | 64th pct |
| Net worth ratio | 14.62% | 57th pct | 52th pct |
| Return on average assets | 0.36% | 34th pct | 38th pct |
| Net interest margin | 4.19% | 67th pct | 38th pct |
| Cost of funds | 1.38% | 74th pct | 66th pct |
| Loan-to-share | 86.77% | 92th pct | 82th pct |
| Delinquency 60+ days | 0.73% | 57th pct | 56th pct |
| Net charge-off ratio | 0.24% | 59th pct | 43th pct |
| Loan growth YoY | 11.19% | 98th pct | 98th pct |
| Share growth YoY | -4.78% | 3th pct | 3th pct |
| Efficiency ratio | 86.46% | 65th pct | 64th pct |
structural peer set hash: 6321442e3ee721bf6fb219e30bc6902b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.