OKLAHOMA
Charter #7151 · OKLAHOMA CITY, OK · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 19.95% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.64% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.26% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 2.56% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 57.21% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OKLAHOMA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $197.41M | 51th pct | 72th pct |
| Members | 9,491 | 29th pct | 33th pct |
| Net worth ratio | 19.95% | 97th pct | 92th pct |
| Return on average assets | 1.64% | 91th pct | 75th pct |
| Net interest margin | 3.26% | 26th pct | 8th pct |
| Cost of funds | 2.56% | 97th pct | 95th pct |
| Loan-to-share | 78.45% | 64th pct | 51th pct |
| Delinquency 60+ days | 0.32% | 24th pct | 28th pct |
| Net charge-off ratio | 0.60% | 72th pct | 64th pct |
| Loan growth YoY | 2.56% | 72th pct | 72th pct |
| Share growth YoY | 1.91% | 26th pct | 31th pct |
| Efficiency ratio | 57.21% | 6th pct | 8th pct |
structural peer set hash: 8f76418a45875041ff757171b4cf8527… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.