JUDICIAL & JUSTICE
Charter #7045 · New Orleans, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 366 sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 5.04% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.05% sits at the 77th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | JUDICIAL & JUSTICE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.64M | 25th pct | 20th pct |
| Members | 366 | 32th pct | 23th pct |
| Net worth ratio | 10.76% | 17th pct | 30th pct |
| Return on average assets | 0.50% | 53th pct | 62th pct |
| Net interest margin | 5.04% | 78th pct | 92th pct |
| Cost of funds | 0.26% | 36th pct | 36th pct |
| Loan-to-share | 34.36% | 23th pct | 26th pct |
| Delinquency 60+ days | 3.05% | 78th pct | 77th pct |
| Net charge-off ratio | 0.00% | 22th pct | 21th pct |
| Loan growth YoY | -12.81% | 19th pct | 26th pct |
| Share growth YoY | -7.35% | 11th pct | 10th pct |
| Efficiency ratio | 90.28% | 56th pct | 52th pct |
structural peer set hash: fc244c0058cb41a93cf3fd69773d2b9b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.