MARSHLAND
Charter #68714 · Brunswick, GA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.48% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 3.18% sits at the 13th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.22% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 86.88% sits at the 80th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 69th percentile but its structural peers at the 48th — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MARSHLAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $274.42M | 69th pct | 54th pct |
| Members | 17,920 | 69th pct | 48th pct |
| Net worth ratio | 8.48% | 7th pct | 10th pct |
| Return on average assets | 0.51% | 37th pct | 31th pct |
| Net interest margin | 3.18% | 22th pct | 13th pct |
| Cost of funds | 1.57% | 71th pct | 64th pct |
| Loan-to-share | 77.81% | 62th pct | 59th pct |
| Delinquency 60+ days | 0.22% | 15th pct | 16th pct |
| Net charge-off ratio | 0.24% | 35th pct | 34th pct |
| Loan growth YoY | 4.77% | 86th pct | 89th pct |
| Share growth YoY | 2.40% | 34th pct | 34th pct |
| Efficiency ratio | 86.88% | 78th pct | 80th pct |
structural peer set hash: 1f53a4c07542dfde04deef36af1fcdf8… (reproducible)
Closest structural peers
This is the free public view
Claim MARSHLAND
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.