AUTOTRUCK FINANCIAL
Charter #68617 · Louisville, KY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 17,263 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.22% sits at the 10th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.52% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.52% sits at the 75th percentile of structural peers — worth a closer look.
- Efficiency ratio of 92.05% sits at the 93rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AUTOTRUCK FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $219.14M | 56th pct | 70th pct |
| Members | 17,263 | 67th pct | 77th pct |
| Net worth ratio | 12.88% | 68th pct | 64th pct |
| Return on average assets | 0.22% | 17th pct | 10th pct |
| Net interest margin | 3.25% | 25th pct | 28th pct |
| Cost of funds | 1.14% | 45th pct | 59th pct |
| Loan-to-share | 45.36% | 8th pct | 23th pct |
| Delinquency 60+ days | 1.52% | 89th pct | 97th pct |
| Net charge-off ratio | 0.52% | 67th pct | 75th pct |
| Loan growth YoY | -3.33% | 14th pct | 13th pct |
| Share growth YoY | 7.57% | 90th pct | 92th pct |
| Efficiency ratio | 92.05% | 89th pct | 93th pct |
structural peer set hash: a6825aa0830b916b53dbb86388aef947… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.