STREATOR ONIZED
Charter #68226 · Streator, IL · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 38,086 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 15.34% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.39% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 2.02% sits at the 93rd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.05% sits at the 75th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STREATOR ONIZED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $423.07M | 92th pct | 79th pct |
| Members | 38,086 | 98th pct | 84th pct |
| Net worth ratio | 15.34% | 87th pct | 84th pct |
| Return on average assets | 1.39% | 86th pct | 85th pct |
| Net interest margin | 4.89% | 96th pct | 72th pct |
| Cost of funds | 2.02% | 89th pct | 93th pct |
| Loan-to-share | 90.22% | 89th pct | 84th pct |
| Delinquency 60+ days | 0.39% | 30th pct | 26th pct |
| Net charge-off ratio | 1.05% | 89th pct | 75th pct |
| Loan growth YoY | -0.22% | 45th pct | 36th pct |
| Share growth YoY | 7.07% | 88th pct | 79th pct |
| Efficiency ratio | 71.13% | 27th pct | 26th pct |
structural peer set hash: 7cdbe824729895f4865f24032a3ad3b6… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.