ANCORUM
Charter #67993 · Bath, ME · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 30,563 ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.40% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.13% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ANCORUM | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $405.70M | 90th pct | 85th pct |
| Members | 30,563 | 94th pct | 93th pct |
| Net worth ratio | 9.59% | 22th pct | 33th pct |
| Return on average assets | 1.40% | 86th pct | 90th pct |
| Net interest margin | 4.13% | 78th pct | 79th pct |
| Cost of funds | 0.93% | 35th pct | 28th pct |
| Loan-to-share | 78.82% | 66th pct | 56th pct |
| Delinquency 60+ days | 0.52% | 43th pct | 34th pct |
| Net charge-off ratio | 0.37% | 51th pct | 51th pct |
| Loan growth YoY | -1.87% | 26th pct | 16th pct |
| Share growth YoY | 2.96% | 42th pct | 38th pct |
| Efficiency ratio | 80.18% | 56th pct | 51th pct |
structural peer set hash: b13d0bada21ac99f2f786a1602f9e75e… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.