TENNESSEE DEPARTMENT OF SAFETY
Charter #67971 · Nashville, TN · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 4.20% ranks in the 97th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 6.29% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of -0.13% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TENNESSEE DEPARTMENT OF SAFETY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $12.12M | 10th pct | 64th pct |
| Members | 1,677 | 32th pct | 70th pct |
| Net worth ratio | 22.62% | 91th pct | 62th pct |
| Return on average assets | 4.20% | 100th pct | 97th pct |
| Net interest margin | 6.29% | 99th pct | 85th pct |
| Cost of funds | -0.13% | 0th pct | 0th pct |
| Loan-to-share | 113.65% | 100th pct | 95th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 23th pct | 23th pct |
| Loan growth YoY | 2.87% | 86th pct | 79th pct |
| Share growth YoY | 4.80% | 73th pct | 77th pct |
| Efficiency ratio | 37.24% | 1th pct | 3th pct |
structural peer set hash: 29c9d99cf92661f4e855efce71aae18d… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.