CITY OF BOSTON
Charter #67841 · South Boston, MA · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 1.53% sits at the 87th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 23rd percentile but its structural peers at the 51st — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CITY OF BOSTON | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $546.18M | 13th pct | 34th pct |
| Members | 31,228 | 19th pct | 43th pct |
| Net worth ratio | 8.96% | 18th pct | 30th pct |
| Return on average assets | 0.46% | 33th pct | 49th pct |
| Net interest margin | 3.04% | 23th pct | 51th pct |
| Cost of funds | 1.44% | 47th pct | 49th pct |
| Loan-to-share | 80.42% | 48th pct | 33th pct |
| Delinquency 60+ days | 1.53% | 95th pct | 87th pct |
| Net charge-off ratio | 0.36% | 43th pct | 69th pct |
| Loan growth YoY | -3.10% | 10th pct | 13th pct |
| Share growth YoY | -3.57% | 1th pct | 3th pct |
| Efficiency ratio | 87.08% | 83th pct | 56th pct |
structural peer set hash: 897e019bf50b98ab3bb10ccc800e8f09… (reproducible)
Closest structural peers
This is the free public view
Claim CITY OF BOSTON
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.