BOSTON FIREFIGHTERS
Charter #67837 · Dorchester, MA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.86% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- On Cost of funds, the asset-size band puts this credit union at the 82nd percentile but its structural peers at the 51st — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BOSTON FIREFIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $448.53M | 95th pct | 84th pct |
| Members | 12,049 | 44th pct | 39th pct |
| Net worth ratio | 12.86% | 68th pct | 79th pct |
| Return on average assets | 0.79% | 57th pct | 74th pct |
| Net interest margin | 3.29% | 28th pct | 54th pct |
| Cost of funds | 1.84% | 82th pct | 51th pct |
| Loan-to-share | 93.42% | 94th pct | 75th pct |
| Delinquency 60+ days | 0.39% | 30th pct | 38th pct |
| Net charge-off ratio | 0.13% | 23th pct | 48th pct |
| Loan growth YoY | -0.44% | 42th pct | 30th pct |
| Share growth YoY | 2.17% | 30th pct | 28th pct |
| Efficiency ratio | 77.38% | 45th pct | 26th pct |
structural peer set hash: f8fddb164a7dca11b12d09f4ce36da93… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.