FLORIDACENTRAL
Charter #67668 · Tampa, FL · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.84% sits at the 5th percentile of structural peers — worth a closer look.
- Return on average assets of 0.39% sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 3.23% sits at the 18th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FLORIDACENTRAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $621.99M | 31th pct | 31th pct |
| Members | 43,878 | 56th pct | 43th pct |
| Net worth ratio | 7.84% | 6th pct | 5th pct |
| Return on average assets | 0.39% | 27th pct | 25th pct |
| Net interest margin | 3.23% | 31th pct | 18th pct |
| Cost of funds | 1.22% | 33th pct | 33th pct |
| Loan-to-share | 69.20% | 21th pct | 21th pct |
| Delinquency 60+ days | 0.54% | 44th pct | 44th pct |
| Net charge-off ratio | 0.57% | 65th pct | 57th pct |
| Loan growth YoY | 0.95% | 51th pct | 39th pct |
| Share growth YoY | 4.21% | 52th pct | 52th pct |
| Efficiency ratio | 80.52% | 62th pct | 61th pct |
structural peer set hash: 72d2a27f54cdc8ec99dac478cc049e3e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.