TNCONNECT
Charter #67666 · KNOXVILLE, TN · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.52% sits at the 2nd percentile of structural peers — worth a closer look.
- Return on average assets of 0.13% sits at the 20th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.91% sits at the 75th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 70th percentile but its structural peers at the 41st — a 29-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TNCONNECT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $89.27M | 82th pct | 59th pct |
| Members | 6,258 | 70th pct | 41th pct |
| Net worth ratio | 7.52% | 2th pct | 2th pct |
| Return on average assets | 0.13% | 19th pct | 20th pct |
| Net interest margin | 3.79% | 54th pct | 39th pct |
| Cost of funds | 1.00% | 56th pct | 43th pct |
| Loan-to-share | 74.51% | 76th pct | 59th pct |
| Delinquency 60+ days | 0.72% | 56th pct | 64th pct |
| Net charge-off ratio | 0.91% | 87th pct | 75th pct |
| Loan growth YoY | -5.99% | 13th pct | 3th pct |
| Share growth YoY | 5.58% | 78th pct | 64th pct |
| Efficiency ratio | 82.17% | 57th pct | 52th pct |
structural peer set hash: d76ade8916a98ec41d116f6374e3473e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.