AMARILLO POSTAL EMPLOYEES
Charter #67639 · AMARILLO, TX · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of -0.13% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 3.03% sits at the 13th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.03% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 101.31% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AMARILLO POSTAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.65M | 35th pct | 23th pct |
| Members | 1,833 | 39th pct | 36th pct |
| Net worth ratio | 12.60% | 42th pct | 51th pct |
| Return on average assets | -0.13% | 15th pct | 16th pct |
| Net interest margin | 3.03% | 17th pct | 13th pct |
| Cost of funds | 0.34% | 23th pct | 31th pct |
| Loan-to-share | 46.89% | 32th pct | 30th pct |
| Delinquency 60+ days | 0.03% | 13th pct | 10th pct |
| Net charge-off ratio | 0.23% | 58th pct | 57th pct |
| Loan growth YoY | 5.62% | 93th pct | 93th pct |
| Share growth YoY | 3.04% | 56th pct | 54th pct |
| Efficiency ratio | 101.31% | 90th pct | 90th pct |
structural peer set hash: 90fbce246743140f967bb581ec03ccdc… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.