PRIORITY
Charter #67319 · Orlando, FL · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.57% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 5.29% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 2.64% sits at the 95th percentile of structural peers — worth a closer look.
- Efficiency ratio of 92.00% sits at the 84th percentile of structural peers — worth a closer look.
- On Loan-to-share, the asset-size band puts this credit union at the 92nd percentile but its structural peers at the 62nd — a 30-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRIORITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $56.15M | 16th pct | 23th pct |
| Members | 4,456 | 38th pct | 28th pct |
| Net worth ratio | 8.57% | 7th pct | 15th pct |
| Return on average assets | 0.27% | 26th pct | 31th pct |
| Net interest margin | 5.29% | 98th pct | 93th pct |
| Cost of funds | 0.86% | 46th pct | 34th pct |
| Loan-to-share | 86.45% | 92th pct | 62th pct |
| Delinquency 60+ days | 2.64% | 97th pct | 95th pct |
| Net charge-off ratio | 0.48% | 70th pct | 59th pct |
| Loan growth YoY | 2.48% | 82th pct | 77th pct |
| Share growth YoY | 0.31% | 21th pct | 25th pct |
| Efficiency ratio | 92.00% | 86th pct | 84th pct |
structural peer set hash: a49e0738e5320ae8a6a5fec013d70515… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.