CREDIT UNION OF THE ROCKIES
Charter #67226 · Golden, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 8,011 sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of -0.01% sits at the 8th percentile of structural peers — worth a closer look.
- Cost of funds of 0.09% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.16% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.80% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION OF THE ROCKIES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $119.22M | 13th pct | 20th pct |
| Members | 8,011 | 18th pct | 20th pct |
| Net worth ratio | 10.45% | 33th pct | 49th pct |
| Return on average assets | -0.01% | 7th pct | 8th pct |
| Net interest margin | 3.62% | 48th pct | 43th pct |
| Cost of funds | 0.09% | 6th pct | 15th pct |
| Loan-to-share | 68.36% | 43th pct | 44th pct |
| Delinquency 60+ days | 1.16% | 82th pct | 79th pct |
| Net charge-off ratio | 0.80% | 83th pct | 85th pct |
| Loan growth YoY | -0.77% | 39th pct | 39th pct |
| Share growth YoY | 6.59% | 85th pct | 89th pct |
| Efficiency ratio | 96.68% | 96th pct | 90th pct |
structural peer set hash: a33978bd98e757cd2f4a43a669cd3d10… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.