NORTHEAST COMMUNITY
Charter #67021 · ELIZABETHTON, TN · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 16.88% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.42% sits at the 84th percentile of structural peers — worth a closer look.
- On Net charge-off ratio, the asset-size band puts this credit union at the 31st percentile but its structural peers at the 62nd — a 31-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NORTHEAST COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $188.70M | 47th pct | 49th pct |
| Members | 12,429 | 47th pct | 67th pct |
| Net worth ratio | 16.88% | 93th pct | 92th pct |
| Return on average assets | 1.21% | 79th pct | 64th pct |
| Net interest margin | 3.27% | 27th pct | 43th pct |
| Cost of funds | 1.19% | 48th pct | 46th pct |
| Loan-to-share | 63.26% | 32th pct | 39th pct |
| Delinquency 60+ days | 1.42% | 88th pct | 84th pct |
| Net charge-off ratio | 0.20% | 31th pct | 62th pct |
| Loan growth YoY | 2.73% | 73th pct | 74th pct |
| Share growth YoY | 2.19% | 30th pct | 38th pct |
| Efficiency ratio | 71.70% | 28th pct | 41th pct |
structural peer set hash: e1ff844d8e98a84a1a5802e72dfd15c8… (reproducible)
Closest structural peers
This is the free public view
Claim NORTHEAST COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.