FIRST PRIORITY
Charter #66593 · BOSTON, MA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,861 sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.10% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 91.67% sits at the 79th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 34th percentile but its structural peers at the 67th — a 33-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FIRST PRIORITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $143.20M | 27th pct | 23th pct |
| Members | 5,861 | 6th pct | 13th pct |
| Net worth ratio | 12.70% | 66th pct | 72th pct |
| Return on average assets | 0.32% | 24th pct | 28th pct |
| Net interest margin | 3.39% | 34th pct | 67th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 78.18% | 63th pct | 31th pct |
| Delinquency 60+ days | 0.10% | 7th pct | 5th pct |
| Net charge-off ratio | 0.01% | 7th pct | 26th pct |
| Loan growth YoY | 1.98% | 66th pct | 61th pct |
| Share growth YoY | 7.77% | 91th pct | 87th pct |
| Efficiency ratio | 91.67% | 88th pct | 79th pct |
structural peer set hash: 0735c99391b22fdc7a4a11e06112c590… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.