MADISON FIRE DEPARTMENT
Charter #66499 · MADISON, WI · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.43% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 61.60% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MADISON FIRE DEPARTMENT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.54M | 66th pct | 49th pct |
| Members | 846 | 73th pct | 59th pct |
| Net worth ratio | 19.31% | 56th pct | 59th pct |
| Return on average assets | 1.23% | 78th pct | 69th pct |
| Net interest margin | 3.43% | 30th pct | 16th pct |
| Cost of funds | 0.00% | 0th pct | 0th pct |
| Loan-to-share | 85.61% | 84th pct | 61th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 18th pct |
| Loan growth YoY | -4.21% | 55th pct | 38th pct |
| Share growth YoY | 1.10% | 57th pct | 49th pct |
| Efficiency ratio | 61.60% | 17th pct | 18th pct |
structural peer set hash: 4c7c470b90a4da96f9d62ec164a0ba88… (reproducible)
Closest structural peers
This is the free public view
Claim MADISON FIRE DEPARTMENT
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.