UNIVERSITY OF WISCONSIN
Charter #66492 · Madison, WI · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 391,476 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.12% sits at the 16th percentile of structural peers — worth a closer look.
- Return on average assets of 1.28% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.56% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- On Net charge-off ratio, the asset-size band puts this credit union at the 52nd percentile but its structural peers at the 26th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNIVERSITY OF WISCONSIN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $6.60B | 88th pct | 74th pct |
| Members | 391,476 | 89th pct | 75th pct |
| Net worth ratio | 9.12% | 16th pct | 16th pct |
| Return on average assets | 1.28% | 85th pct | 82th pct |
| Net interest margin | 3.59% | 66th pct | 56th pct |
| Cost of funds | 1.73% | 48th pct | 36th pct |
| Loan-to-share | 79.90% | 32th pct | 30th pct |
| Delinquency 60+ days | 0.56% | 43th pct | 25th pct |
| Net charge-off ratio | 0.54% | 52th pct | 26th pct |
| Loan growth YoY | 3.38% | 69th pct | 67th pct |
| Share growth YoY | 6.99% | 82th pct | 80th pct |
| Efficiency ratio | 66.84% | 28th pct | 30th pct |
structural peer set hash: f470d202692126aa1889764124b5bf5c… (reproducible)
Closest structural peers
This is the free public view
Claim UNIVERSITY OF WISCONSIN
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.