EDINBURG TEACHERS
Charter #66366 · Edinburg, TX · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 6,206 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 22.57% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.07% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 2.63% sits at the 10th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.00% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | EDINBURG TEACHERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $97.59M | 97th pct | 92th pct |
| Members | 6,206 | 68th pct | 80th pct |
| Net worth ratio | 22.57% | 96th pct | 89th pct |
| Return on average assets | 0.07% | 16th pct | 7th pct |
| Net interest margin | 2.63% | 6th pct | 10th pct |
| Cost of funds | 0.35% | 15th pct | 31th pct |
| Loan-to-share | 26.17% | 3th pct | 11th pct |
| Delinquency 60+ days | 0.00% | 2th pct | 5th pct |
| Net charge-off ratio | 0.08% | 29th pct | 31th pct |
| Loan growth YoY | -2.22% | 42th pct | 69th pct |
| Share growth YoY | 2.16% | 42th pct | 46th pct |
| Efficiency ratio | 95.10% | 90th pct | 90th pct |
structural peer set hash: d23e876335b3bfc8cdfb79b4c6b6b4cc… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.