STATE EMPLOYEES CU OF MARYLAND, INC
Charter #66330 · LINTHICUM, MD · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 271,172 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.07% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | STATE EMPLOYEES CU OF MARYLAND, INC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.73B | 86th pct | 82th pct |
| Members | 271,172 | 82th pct | 82th pct |
| Net worth ratio | 10.38% | 41th pct | 51th pct |
| Return on average assets | 0.74% | 52th pct | 56th pct |
| Net interest margin | 3.04% | 29th pct | 41th pct |
| Cost of funds | 0.07% | 2th pct | 0th pct |
| Loan-to-share | 89.95% | 61th pct | 51th pct |
| Delinquency 60+ days | 0.54% | 41th pct | 39th pct |
| Net charge-off ratio | 0.44% | 40th pct | 46th pct |
| Loan growth YoY | -0.92% | 16th pct | 25th pct |
| Share growth YoY | 5.10% | 65th pct | 77th pct |
| Efficiency ratio | 74.23% | 56th pct | 44th pct |
structural peer set hash: f781ef155b8f35372ac649e106ff3159… (reproducible)
Closest structural peers
This is the free public view
Claim STATE EMPLOYEES CU OF MARYLAND, INC
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.