NEW HAMPSHIRE POSTAL
Charter #66207 · Manchester, NH · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 22.86% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.97% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.06% ranks in the 11th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 50.00% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 10th percentile but its structural peers at the 36th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEW HAMPSHIRE POSTAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $66.11M | 40th pct | 56th pct |
| Members | 3,036 | 10th pct | 36th pct |
| Net worth ratio | 22.86% | 96th pct | 85th pct |
| Return on average assets | 1.97% | 95th pct | 90th pct |
| Net interest margin | 3.68% | 49th pct | 64th pct |
| Cost of funds | 0.93% | 51th pct | 64th pct |
| Loan-to-share | 27.14% | 3th pct | 18th pct |
| Delinquency 60+ days | 0.06% | 8th pct | 11th pct |
| Net charge-off ratio | 0.11% | 34th pct | 43th pct |
| Loan growth YoY | -5.46% | 16th pct | 31th pct |
| Share growth YoY | 0.30% | 20th pct | 20th pct |
| Efficiency ratio | 50.00% | 4th pct | 8th pct |
structural peer set hash: 45252f92051d2edd04df235be51809f3… (reproducible)
Closest structural peers
This is the free public view
Claim NEW HAMPSHIRE POSTAL
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.