OREGON COMMUNITY
Charter #65856 · Eugene, OR · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 291,796 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.18% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.52% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.84% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.33% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | OREGON COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.57B | 70th pct | 74th pct |
| Members | 291,796 | 83th pct | 84th pct |
| Net worth ratio | 10.74% | 50th pct | 61th pct |
| Return on average assets | 1.18% | 80th pct | 75th pct |
| Net interest margin | 5.52% | 99th pct | 98th pct |
| Cost of funds | 0.84% | 17th pct | 18th pct |
| Loan-to-share | 110.23% | 99th pct | 97th pct |
| Delinquency 60+ days | 1.33% | 90th pct | 89th pct |
| Net charge-off ratio | 1.76% | 98th pct | 98th pct |
| Loan growth YoY | 4.68% | 79th pct | 75th pct |
| Share growth YoY | -0.11% | 5th pct | 5th pct |
| Efficiency ratio | 53.99% | 4th pct | 2th pct |
structural peer set hash: 50f4758ecfcbf07e5b9b19b8c1bc4730… (reproducible)
Closest structural peers
This is the free public view
Claim OREGON COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.