CATHOLIC & COMMUNITY
Charter #65735 · Shiloh, IL · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 13,297 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 10.08% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 2.63% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 2.04% sits at the 95th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.26% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CATHOLIC & COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $220.04M | 57th pct | 85th pct |
| Members | 13,297 | 50th pct | 82th pct |
| Net worth ratio | 10.08% | 29th pct | 16th pct |
| Return on average assets | 0.69% | 50th pct | 46th pct |
| Net interest margin | 2.63% | 6th pct | 0th pct |
| Cost of funds | 2.04% | 89th pct | 95th pct |
| Loan-to-share | 53.70% | 16th pct | 36th pct |
| Delinquency 60+ days | 0.26% | 19th pct | 23th pct |
| Net charge-off ratio | 0.23% | 34th pct | 16th pct |
| Loan growth YoY | 3.00% | 75th pct | 75th pct |
| Share growth YoY | 2.16% | 30th pct | 38th pct |
| Efficiency ratio | 77.65% | 46th pct | 48th pct |
structural peer set hash: b14eb9c899f3968673476951f51fb996… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.