BRIGHTVIEW
Charter #6527 · RIDGELAND, MS · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 15.96% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.78% sits at the 82nd percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 56th percentile but its structural peers at the 30th — a 26-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BRIGHTVIEW | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $38.14M | 79th pct | 66th pct |
| Members | 4,663 | 95th pct | 70th pct |
| Net worth ratio | 15.96% | 65th pct | 77th pct |
| Return on average assets | 0.47% | 40th pct | 31th pct |
| Net interest margin | 3.95% | 56th pct | 30th pct |
| Cost of funds | 0.77% | 46th pct | 54th pct |
| Loan-to-share | 67.54% | 66th pct | 54th pct |
| Delinquency 60+ days | 0.61% | 51th pct | 51th pct |
| Net charge-off ratio | 0.78% | 80th pct | 82th pct |
| Loan growth YoY | 0.03% | 71th pct | 56th pct |
| Share growth YoY | 1.56% | 40th pct | 30th pct |
| Efficiency ratio | 85.14% | 62th pct | 69th pct |
structural peer set hash: 6713f0f5baf2732305e468f6bc5fea21… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.