ORLEX GOVERNMENT EMPLOYEES
Charter #64782 · Newport, VT · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.97% sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of -0.68% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 5.04% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 116.12% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ORLEX GOVERNMENT EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $7.00M | 80th pct | 49th pct |
| Members | 1,281 | 90th pct | 66th pct |
| Net worth ratio | 9.97% | 13th pct | 23th pct |
| Return on average assets | -0.68% | 20th pct | 7th pct |
| Net interest margin | 5.04% | 78th pct | 77th pct |
| Cost of funds | 1.15% | 70th pct | 39th pct |
| Loan-to-share | 82.95% | 81th pct | 61th pct |
| Delinquency 60+ days | 0.74% | 47th pct | 52th pct |
| Net charge-off ratio | 0.00% | 22th pct | 20th pct |
| Loan growth YoY | 1.53% | 79th pct | 67th pct |
| Share growth YoY | 7.74% | 90th pct | 85th pct |
| Efficiency ratio | 116.12% | 86th pct | 97th pct |
structural peer set hash: 17f0316258926b085b000b1b3ef9e6e6… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.