SUMMIT RIDGE
Charter #64394 · LEES SUMMIT, MO · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 1,734 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.39% sits at the 13th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 2.90% sits at the 90th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.23% sits at the 92nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUMMIT RIDGE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $19.43M | 34th pct | 41th pct |
| Members | 1,734 | 34th pct | 20th pct |
| Net worth ratio | 8.39% | 7th pct | 13th pct |
| Return on average assets | 0.21% | 27th pct | 34th pct |
| Net interest margin | 3.93% | 54th pct | 46th pct |
| Cost of funds | 1.15% | 65th pct | 72th pct |
| Loan-to-share | 48.85% | 35th pct | 39th pct |
| Delinquency 60+ days | 2.90% | 92th pct | 90th pct |
| Net charge-off ratio | 1.23% | 89th pct | 92th pct |
| Loan growth YoY | -12.57% | 3th pct | 2th pct |
| Share growth YoY | 1.80% | 43th pct | 33th pct |
| Efficiency ratio | 86.79% | 66th pct | 56th pct |
structural peer set hash: 7fff25c6570bdf89863d0d4f33146bee… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.