PREMIER
Charter #64271 · Des Moines, IA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.22% sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of 0.16% sits at the 10th percentile of structural peers — worth a closer look.
- Net interest margin of 3.01% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 0.50% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 88.58% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PREMIER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $393.85M | 88th pct | 61th pct |
| Members | 16,594 | 65th pct | 36th pct |
| Net worth ratio | 8.22% | 5th pct | 3th pct |
| Return on average assets | 0.16% | 15th pct | 10th pct |
| Net interest margin | 3.01% | 15th pct | 5th pct |
| Cost of funds | 0.50% | 19th pct | 16th pct |
| Loan-to-share | 92.95% | 94th pct | 80th pct |
| Delinquency 60+ days | 0.80% | 65th pct | 70th pct |
| Net charge-off ratio | 0.31% | 44th pct | 44th pct |
| Loan growth YoY | 6.26% | 92th pct | 83th pct |
| Share growth YoY | 14.58% | 99th pct | 95th pct |
| Efficiency ratio | 88.58% | 81th pct | 87th pct |
structural peer set hash: b34f5ad6c7067b6bf5cd5129c79ab623… (reproducible)
Closest structural peers
This is the free public view
Claim PREMIER
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.