GREATER IOWA
Charter #64203 · Ames, IA · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 37,958 sits at the 11th percentile of structural peers — worth a closer look.
- Net interest margin of 4.40% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.88% sits at the 82nd percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 47th percentile but its structural peers at the 15th — a 33-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREATER IOWA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $701.48M | 47th pct | 15th pct |
| Members | 37,958 | 41th pct | 11th pct |
| Net worth ratio | 9.54% | 30th pct | 30th pct |
| Return on average assets | 0.47% | 35th pct | 26th pct |
| Net interest margin | 4.40% | 94th pct | 92th pct |
| Cost of funds | 1.34% | 40th pct | 41th pct |
| Loan-to-share | 95.19% | 91th pct | 75th pct |
| Delinquency 60+ days | 0.88% | 72th pct | 82th pct |
| Net charge-off ratio | 0.62% | 68th pct | 56th pct |
| Loan growth YoY | 4.02% | 83th pct | 75th pct |
| Share growth YoY | 4.19% | 52th pct | 44th pct |
| Efficiency ratio | 79.68% | 57th pct | 72th pct |
structural peer set hash: fc6c7903f8578f69e1d75f6242e04a42… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.