BENTON COUNTY SCHOOLS
Charter #64059 · Corvallis, OR · $50M-$100M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 2,351 sits at the 8th percentile of structural peers — worth a closer look.
- Net interest margin of 2.47% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 0.03% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | BENTON COUNTY SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $70.82M | 49th pct | 39th pct |
| Members | 2,351 | 3th pct | 8th pct |
| Net worth ratio | 10.27% | 24th pct | 34th pct |
| Return on average assets | 0.34% | 31th pct | 38th pct |
| Net interest margin | 2.47% | 4th pct | 5th pct |
| Cost of funds | 0.03% | 3th pct | 2th pct |
| Loan-to-share | 53.47% | 37th pct | 39th pct |
| Delinquency 60+ days | 0.65% | 52th pct | 54th pct |
| Net charge-off ratio | 0.02% | 21th pct | 31th pct |
| Loan growth YoY | -0.45% | 60th pct | 56th pct |
| Share growth YoY | -0.04% | 17th pct | 23th pct |
| Efficiency ratio | 87.76% | 74th pct | 64th pct |
structural peer set hash: 30c0b8f59bb664975f8f39821ce979e0… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.