FEDERAL EMPLOYEES
Charter #62929 · MONROE, LA · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 32.11% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.63% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 21st percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 18th percentile but its structural peers at the 57th — a 40-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FEDERAL EMPLOYEES | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $22.79M | 43th pct | 80th pct |
| Members | 1,305 | 18th pct | 57th pct |
| Net worth ratio | 32.11% | 98th pct | 79th pct |
| Return on average assets | 1.47% | 85th pct | 74th pct |
| Net interest margin | 4.12% | 63th pct | 38th pct |
| Cost of funds | 0.86% | 51th pct | 46th pct |
| Loan-to-share | 95.15% | 97th pct | 70th pct |
| Delinquency 60+ days | 1.63% | 80th pct | 79th pct |
| Net charge-off ratio | 0.00% | 23th pct | 21th pct |
| Loan growth YoY | -4.24% | 36th pct | 25th pct |
| Share growth YoY | 3.03% | 56th pct | 69th pct |
| Efficiency ratio | 67.63% | 22th pct | 33th pct |
structural peer set hash: 6ded3304311802cef44549fb7daaed6b… (reproducible)
Closest structural peers
This is the free public view
Claim FEDERAL EMPLOYEES
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.