TELHIO
Charter #62848 · Columbus, OH · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.04% sits at the 15th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.77% sits at the 89th percentile of structural peers — worth a closer look.
- Efficiency ratio of 96.87% sits at the 90th percentile of structural peers — worth a closer look.
- On Members, the asset-size band puts this credit union at the 16th percentile but its structural peers at the 61st — a 45-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TELHIO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.34B | 22th pct | 57th pct |
| Members | 67,801 | 16th pct | 61th pct |
| Net worth ratio | 9.67% | 26th pct | 43th pct |
| Return on average assets | 0.04% | 5th pct | 15th pct |
| Net interest margin | 3.29% | 47th pct | 66th pct |
| Cost of funds | 1.72% | 47th pct | 46th pct |
| Loan-to-share | 93.44% | 74th pct | 64th pct |
| Delinquency 60+ days | 1.77% | 96th pct | 89th pct |
| Net charge-off ratio | 0.26% | 19th pct | 38th pct |
| Loan growth YoY | -0.35% | 21th pct | 34th pct |
| Share growth YoY | -1.19% | 2th pct | 7th pct |
| Efficiency ratio | 96.87% | 99th pct | 90th pct |
structural peer set hash: 2e8cb3424d159197f46688121183f989… (reproducible)
Closest structural peers
This is the free public view
Claim TELHIO
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.