DEPARTMENT OF CORRECTIONS
Charter #62808 · Baton Rouge, LA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 23.32% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.85% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.29% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 16th percentile but its structural peers at the 43rd — a 27-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DEPARTMENT OF CORRECTIONS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $124.58M | 16th pct | 43th pct |
| Members | 13,554 | 52th pct | 59th pct |
| Net worth ratio | 23.32% | 99th pct | 92th pct |
| Return on average assets | 1.85% | 95th pct | 93th pct |
| Net interest margin | 5.29% | 98th pct | 95th pct |
| Cost of funds | 1.17% | 47th pct | 57th pct |
| Loan-to-share | 76.63% | 59th pct | 54th pct |
| Delinquency 60+ days | 0.39% | 30th pct | 28th pct |
| Net charge-off ratio | 0.48% | 63th pct | 48th pct |
| Loan growth YoY | 1.97% | 66th pct | 74th pct |
| Share growth YoY | 0.62% | 13th pct | 25th pct |
| Efficiency ratio | 74.98% | 38th pct | 56th pct |
structural peer set hash: cb56ef0ebea757cb2e62e8abed5999bb… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.