CENTRAL WILLAMETTE
Charter #62665 · Albany, OR · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 37,628 sits at the 23rd percentile of structural peers — worth a closer look.
- Net worth ratio of 14.13% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.03% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.10% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.23% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CENTRAL WILLAMETTE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $613.82M | 28th pct | 28th pct |
| Members | 37,628 | 40th pct | 23th pct |
| Net worth ratio | 14.13% | 88th pct | 82th pct |
| Return on average assets | 0.70% | 56th pct | 52th pct |
| Net interest margin | 4.03% | 85th pct | 82th pct |
| Cost of funds | 0.10% | 6th pct | 5th pct |
| Loan-to-share | 84.23% | 57th pct | 41th pct |
| Delinquency 60+ days | 1.23% | 87th pct | 87th pct |
| Net charge-off ratio | 0.87% | 83th pct | 79th pct |
| Loan growth YoY | -3.11% | 10th pct | 5th pct |
| Share growth YoY | 0.27% | 7th pct | 7th pct |
| Efficiency ratio | 74.08% | 29th pct | 39th pct |
structural peer set hash: 9cfd9a4118e9e2d6b8012ea8f36a1d90… (reproducible)
Closest structural peers
This is the free public view
Claim CENTRAL WILLAMETTE
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.