MERITRUST
Charter #62574 · Broomfield, CO · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.01% sits at the 0th percentile of structural peers — worth a closer look.
- Return on average assets of 0.27% sits at the 7th percentile of structural peers — worth a closer look.
- Net interest margin of 3.05% sits at the 21st percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.40% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 86.47% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MERITRUST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $4.19B | 75th pct | 66th pct |
| Members | 209,548 | 73th pct | 61th pct |
| Net worth ratio | 8.01% | 3th pct | 0th pct |
| Return on average assets | 0.27% | 12th pct | 7th pct |
| Net interest margin | 3.05% | 31th pct | 21th pct |
| Cost of funds | 1.52% | 38th pct | 33th pct |
| Loan-to-share | 86.89% | 51th pct | 28th pct |
| Delinquency 60+ days | 0.40% | 26th pct | 16th pct |
| Net charge-off ratio | 0.49% | 47th pct | 46th pct |
| Loan growth YoY | 4.93% | 81th pct | 83th pct |
| Share growth YoY | 6.54% | 79th pct | 73th pct |
| Efficiency ratio | 86.47% | 93th pct | 97th pct |
structural peer set hash: e2b3b9fe55a4175af298096811500bfb… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.