UNIVERSITY OF VA COMMUNITY CU
Charter #62504 · Charlottesville, VA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- On Members, the asset-size band puts this credit union at the 32nd percentile but its structural peers at the 61st — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNIVERSITY OF VA COMMUNITY CU | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.63B | 36th pct | 64th pct |
| Members | 85,883 | 32th pct | 61th pct |
| Net worth ratio | 10.30% | 39th pct | 43th pct |
| Return on average assets | 0.59% | 39th pct | 48th pct |
| Net interest margin | 3.37% | 51th pct | 48th pct |
| Cost of funds | 1.33% | 30th pct | 36th pct |
| Loan-to-share | 69.79% | 15th pct | 36th pct |
| Delinquency 60+ days | 0.68% | 55th pct | 59th pct |
| Net charge-off ratio | 0.45% | 41th pct | 38th pct |
| Loan growth YoY | 3.52% | 71th pct | 74th pct |
| Share growth YoY | 3.66% | 42th pct | 51th pct |
| Efficiency ratio | 76.64% | 65th pct | 49th pct |
structural peer set hash: 5db6813c63a0eee2b76ee3b6dcce0bb6… (reproducible)
Closest structural peers
This is the free public view
Claim UNIVERSITY OF VA COMMUNITY CU
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.