UNITED STATES SENATE
Charter #624 · Alexandria, VA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.46% sits at the 3rd percentile of structural peers — worth a closer look.
- Return on average assets of -0.08% sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 2.67% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 2.62% sits at the 93rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.51% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | UNITED STATES SENATE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.55B | 34th pct | 61th pct |
| Members | 53,088 | 6th pct | 31th pct |
| Net worth ratio | 7.46% | 1th pct | 3th pct |
| Return on average assets | -0.08% | 3th pct | 5th pct |
| Net interest margin | 2.67% | 14th pct | 15th pct |
| Cost of funds | 2.62% | 88th pct | 93th pct |
| Loan-to-share | 77.76% | 28th pct | 30th pct |
| Delinquency 60+ days | 1.51% | 94th pct | 87th pct |
| Net charge-off ratio | 0.58% | 56th pct | 80th pct |
| Loan growth YoY | -0.77% | 17th pct | 31th pct |
| Share growth YoY | 3.39% | 36th pct | 49th pct |
| Efficiency ratio | 87.32% | 94th pct | 74th pct |
structural peer set hash: 7904746c261acafb701d7aca32e3c7a2… (reproducible)
Closest structural peers
This is the free public view
Claim UNITED STATES SENATE
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.