LEXINGTON POSTAL COMMUNITY
Charter #62370 · Lexington, KY · $10M-$50M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.24% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 0.03% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LEXINGTON POSTAL COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $27.74M | 56th pct | 43th pct |
| Members | 2,130 | 51th pct | 41th pct |
| Net worth ratio | 9.24% | 13th pct | 20th pct |
| Return on average assets | 0.15% | 24th pct | 30th pct |
| Net interest margin | 3.72% | 44th pct | 36th pct |
| Cost of funds | 0.03% | 2th pct | 7th pct |
| Loan-to-share | 52.07% | 41th pct | 49th pct |
| Delinquency 60+ days | 0.67% | 54th pct | 54th pct |
| Net charge-off ratio | 0.16% | 53th pct | 43th pct |
| Loan growth YoY | 2.45% | 84th pct | 82th pct |
| Share growth YoY | -0.09% | 26th pct | 30th pct |
| Efficiency ratio | 94.26% | 81th pct | 74th pct |
structural peer set hash: 935aa203cafc64d562a5463da031b7c9… (reproducible)
Closest structural peers
This is the free public view
Claim LEXINGTON POSTAL COMMUNITY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.